Life Insurance Quote Forms
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Life Insurance Information
Life Insurance in Danville, Spencer, & Lynchburg VA
Life Insurance for Individuals and Families Across Virginia
The future can be uncertain, especially when it comes to wondering how your family will fare without you. Having a life insurance policy in place can help you rest easy knowing that your loved ones will have the support they need, even when you’re no longer able to care for them.
Schoonover Insurance Group works with individuals and families throughout Virginia with care and dedication. Our insurance professionals will help you through every step of identifying your life insurance needs, choosing a policy and tailoring your coverage.
What Does Life Insurance Cover?
There are different types of life insurance policies available depending on your needs. The common types of life insurance include:
Term Life Insurance
A term life insurance policy provides coverage for a certain amount of time, such as 10, 20 or 30 years, although other terms are available. This type of insurance is useful in case you only want a life insurance policy until a certain period.
Whole Life Insurance
A whole life insurance policy provides coverage for a policyholder’s entire life. Unless cancelled, this policy will last until the policyholder passes away, at which point benefits will be provided to the beneficiaries listed on the policy.
Universal Life Insurance
A universal life insurance policy is a type of whole life insurance policy that allows a policyholder to withdraw money from a cash value section of the policy. Cash value is not available for term life insurance policies.
Get Life Insurance Today
It isn’t too early to consider a life insurance policy. Call Schoonover Insurance Group at (434) 792-5800 or fill out an online quote form to get started.
Common Home Insurance Questions
When Do I Need Life Insurance?
Most people believe they do not need life insurance until they’re seniors, but this isn’t necessarily true. In fact, it is recommended that you purchase life insurance earlier in life.
How Much Does Life Insurance Cost?
The cost of life insurance depends on a variety of factors, such as the type of policy and your health. Fill out an online quote form to find out how much you can save on life insurance today.
How Much Life Insurance Do I Need?
Your life insurance needs are unique to you and your family. Be sure to speak with an insurance agent about how much coverage your family needs.